The mix of beautiful spring weather and apocalyptic tornado warnings this week set the stage for just one opinion from the Mississippi Supreme Court to compliment the one opinion handed down by the Mississippi Court of Appeals on Tuesday. The case today is an insurance coverage dispute that analyzes several provisions of an excess policy and determines that summary judgment finding of no coverage under a pollution exclusion was in error.
Omega Protein, Inc. v. Evanston Insurance Company, 2020-CA-01097-SCT (Civil – Insurance/Insurance Coverage/Excess Insurance)
The Supreme Court reversed the circuit court’s grant of the excess carrier’s motion for summary judgment in a dec action where the excess carrier sought a declaration of no coverage for injuries and a death sustained in a plant explosion that occurred while a contractor was performing welding work at the plant. The Supreme Court held that (1) a pollution exclusion did not apply as a matter of law because it was ambiguous and susceptible to more than one interpretation and must be construed in favor of coverage, (2) coverage under the excess policy was not triggered by the primary insurer paying out limits because there had been no adjudication of fault or negligence of the named-insured contractor, and (3) the issue of the plant’s status as an additional insured under the insured contractor’s excess policy could not be determined because there had been no adjudication of fault or negligence of the named-insured contractor.
(All justices concurred)
Other Orders
Dooley v. Dooley, 2020-CA-01061-SCT (dismissing appeals filed by appellant and appellees for want of jurisdiction)
Omega Protein, Inc. v. Evanston Insurance Company, 2020-CA-01097-SCT (denying motion for rehearing, withdrawing original opinion, and substituting the opinion above)
Mississippi Appeals Blog 